Pherpose Credit Solutions was created with you in mind to HELP you create a life free from financial burdens. We will EDUCATE you on how to gain financial freedom by challenging negative information reporting on your credit report. We help to RESTORE your creditworthiness; however, Pherpose Credit Solution is more than restoring your credit. We firmly believe in equipping you with the necessary tools to maintain a healthy credit score. We have been trained on FCRA laws, statutes, and credit reporting practices. We know what items on your report affect your score the most. Our end goal is to help set the road map for generational wealth to be passed down to those after you. We are committed to helping you along your credit journey.
Did you know that 4 out of 5 credit reports contain at least one error? Having incorrect information reporting on your credit report can have a drastic financial impact by causing things such as high interest rates, being denied for loans, even being denied for employment. Your credit score is determined by the information that is reported on your credit report. Think of your credit report as your spending and repayment report card. Any incorrect information can vastly damage your credit score. Our experienced client care team will make sure your credit report is free of errors; therefore, reporting accurate verifiable information.
Our services includes a free 15 minute credit consultation. Upon sign up, you will receive an in-depth private credit analysis. Our team will create a personal action plan tailored specifically for you. We will create disputes letters and send them to the three credit bureaus on your behalf. If there are no deletions from any of the credit bureaus in 180 days after sign up, you will receive a FULL refund of your audit fee.*